I have to say that being married to a frugal farmer, we live a very modest life. When I talk about modest, I mean no ruffles or extras, no fancy schmancy anything and we really know how to live on a dime. We grow a lot of our own food, I have had to give up a lot of the luxuries I once knew from my city life, and we rarely splurge on anything. The one huge purchase I made was the 52 inch smart TV I bought for our family as a Christmas present for all of us. That is all.
As a working mom and as a frugal farmer’s wife, I budget for each month, I use coupons and take advantage of specials and deals, and I do not use my credit card unless it’s an emergency. I take advantage of P&G brand saver coupons, because every little bit helps. It all adds up to a lot of savings on products our family uses regularly. By using P&G brand saver coupons, we’re saving money on items like Bounty paper towels, Duracell batteries and Crest toothpaste and mouthwash. Oh, of course, we also save on items that Hubby insists on having (like his Gillette products and his Head & Shoulders –the only shampoo/conditioner he ever uses).
Then why is it so hard to keep money IN our accounts and save better?!?
I have a confession. I’m a huge fan of loyalty cards and I collect points, but I have never actually redeemed my points for anything. Making a mental note to check what I can get with my Air Miles!
With all the scrimping and saving, and being frugal (as Hubby likes to say, “wise”) with our money, I’d like to know how I can SAVE more money in our savings accounts. For this reason, I’m taking a challenge.
The family financial challenge
My family will be participating in the family financial challenge with Gail Vaz-Oxlade using Gail’s rules from her Money Rules book. I’ll be using Gail’s tips to save money and I’ll be sharing with my readers and followers on Twitter, Instagram and Facebook. Some of my fellow P&G Moms will be participating in the challenge as well.
Follow the #SavingMadeSimple hashtag for money saving tips. You will be able to keep up to date on our progress and see the ways we save. We’d love to hear some of your money saving tips as well!
Each week of the challenge will be broken down into themes and will be followed by tips, tricks and weekly challenges based on the following topics:
• Week 1 – Cash, Cash, Cash
• Week 2 – Food
• Week 3 – Family
• Week 4 – Clothes
Follow my progress on my social media platforms and see how I’ll be saving in the next few weeks! I will also be posting at the end of the challenge so you can see just how well we did! I am excited and a bit nervous to see how we do on the challenge, and eager to share our experience with everyone.
Like I said, we already live on a shoestring budget, so this family financial challenge should be interesting! I don’t know how we can possibly save even more when we don’t even spend lavishly to begin with! 🙂 Wish us
luck determination fortitude!
Disclosure: I am a P&Gmom/mamanP&G. As part of my affiliation with this group I receive products and special access to P&G events and opportunities. The opinions on this blog are my own.